My husband received a credit limit of $500 and purchased some items and pay on time and kept a $0 balance. Within 5months later they submitted a credit check and tell him they decreased is credit limit to $200 because of credit score.
How can that be if you ran the credit check to approve him of $500. They do this just to get you to get a credit card with them, then reduce it. Then refuses to increase the limit once they decrease it. So please read your fine print for periodically credit check that they do.
This affect your credit record. They are the worst department store to get a credit card with. Macy or Dillard etc.. department stores has never has such rules to apply to their credit card.
I don't think this is a lawful rule, but I advise not to accept a credit card with JCPenny. If you have one already please, please pay it off and close your account before they make up more unlawful rules that can affect your credit score. They surely need to be investigated by the government and need to be exposed to public.
Please pass the words to friend and family.
This reviewer shared experience about problems with payment and wants this business to read this review and look into the issue (if any). The author is overall dissatisfied with Jcpenney. The most disappointing about jcpenney credit card from Jcpenney was worst experience Reviewer wants customer support to reach out to him or her ASAP for further discussion of this matter.
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